Employers Holdings’ (EIG) Q4 2025 earnings call, held on February 20, 2026, highlighted a decrease in gross premiums written by 11% due to lower new business and audit premiums, offset by higher renewals. Losses and LAE rose 18.7%, while commission expenses increased slightly. However, underwriting expenses declined by 10%. Net investment income grew by 17.6%. Strategic portfolio rebalancing increased portfolio yield and reduced equity investments but resulted in a $40 million after-tax realized loss. A new excess workers’ compensation product was launched, leveraging AI. The A.M. Best rating was reaffirmed at ‘A’. Management expects 2026 written premiums to decline.
Employers (EIG) Q4 2025 Earnings Call Transcript
